Archive for October 26th, 2008

26
Oct

Getting a house

   Posted by: michy   in General

I guess no matter how other people would say about how impractical it is to buy a house of your own, I will still prefer having one of my own.  However, for the “financially challenged” people (as what my friend Penni would put it) like me it will be very difficult to get one for buying a real estate property can be very expensive nowadays especially if you want to buy one in big cities like Cebu.  Good thing though, that there are a lot of banks and government agencies who offer mortgage loans to those individuals who dream of having a house of their own.  But it can be a bit difficult to get mortgage loans especially if you do not have a property to put as a collateral for the loan and if your income does not reach their requirements.  And it will even be a lot harder if you have a bad credit line which can be the same if you will seek refinance with bad credit history to refinance your mortgage loan.  But do not despair though for there are companies out there who offers bad credit mortgage refinance services to help out those people who are worth another try.  Although, personally, I would prefer that one should have a spotless credit record so that it will be a lot easier for you when you apply for any loans in the future.

26
Oct

Done!

   Posted by: michy   in General

I presented my report yesterday during our skip level and boy, it was not an easy one I tell you.  It was so hard for me in fact that I ended up with tears in my eyes.  Not that my performance was bad or my managers were mean but it was the feeling of being overwhelmed with the experience and the realization how inexperienced I am when it comes to these things.  And what made it worst was when I go teary eyed it would lead to crying.  After my presentation I really wanted to go to the washroom and compose myself but I was not able to hold it back long enough to even go beyond my seat.  The tears just went falling down my face  and I sat down on my chair I started crying with everyone in the room.  It was a bit embarrassing but it was a relieving experience for I was able to put the feelings out in the open.  And I felt a lot better for  everyone was really going around and tried to make me feel better even my boss.  I never wanted it to happen but I guess with all the things that completely came to light I so overwhelmed with it.  It didn’t really go the way I wanted it to be even if I was all green with my team’s metrics but I came to realize a lot of things.  That there’s nothing wrong in reaching out to your peers and ask for their help.  That yes, it’s good to be able to do things on your own (like I have always done) but it will be a lot better to be able to work with other people.  And the first step to do so was to let go of whatever reservations I have with the people around me.  What happened yesterday was humilitating for me but you know, now that I come to think of it, made me more mature and changed the way I look at my job and the people that I work with.  It made me more mature and more confident that I will be able to do my job better moving forward.