Hay… In the past couple of years I have noticed that I’m always short of cash from August to November. No matter how I try to save up in the earlier months, I always end up short when these months arrive. Huhuhu… I am really worried for I can’t figure out how I can resolve this issue. My pay is already higher than my pay in the previous years but still that did not resolve the problem. I checked on my expenses, and it’s the same. I even stopped riding the taxi to work so that I can save money. I even cut dosn my expenses on food which means I don’t eat out anymore and I avoid going to the supermarket (which is the most difficult thing that I had to do, for that means I can no longer cook what I want) as much as I can. I have a sideline (although it’s not rolling out that much cash yet) to add up to my pay. And still, I am short of cash. Does this mean I’m not managing my cash well? The only reason why I want to earn more it’s for me to have a little financial freedom. You know, have enough money for food, shelter and a little money for a new pair of shoes every now and then and still have money in the bank. $%^%&^&